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If you own a CBD store, many of the traditional payment options are not available to you. Even though CBD sales are legal, banks and other payment solutions are way off the pace and still see the product as ‘high-risk.’ For this reason, there are payment gateways which specifically specialise in the Cannabis/CBD Oil industry.

This is one of our most popular blog articles where we run through available options to begin accepting payments for your online products, as well as alternative methods other websites are using across the UK and Europe to sell the CBD products. We will keep this article as up to date as possible, always contact the payment gateway provider directly to discuss and confirm details of setting up an account when selling CBD products online.

Need a European gateway which accepts CBD payments or CBD Bud/Flower? Check out How To Accept Payments For CBD Products In Europe, Including CBD Bud/Flower.

CBD Oil Friendly Payment Gateways

It is important to find a payment merchant that accepts common payment methods such as credit cards, as well as offering the highest levels of confidentiality and security. Your merchant should also be fully certified with the PCI Security Standards Council.

Viva Wallet accept online payments for CBD Oil and other products

Viva Wallet is Europe’s leading cloud-based payment acquirer and issuer and they welcome online CBD merchants to integrate their payment solutions for their stores. They provide affordable payment services with a global reach offering efficient, transparent multi-channel payment systems for both inward and outward payments.

As a top 50 Power Fintech company, they pride themselves on offering innovative solutions and for CBD businesses that have both a physical as well as an online store they have an end-to-end solution including physical card machines, a payment gateway, virtual terminal and pay by notification. They also offer the features of a bank account with it’s on IBAN/Sort code and account number, and they issue their own debit card, all of which can be managed in real-time through a personalised dashboard.

To date, Viva Wallet has been the best and easiest solution for clients looking for a CBD payment gateway.

Key advantages include:
  • Shopify & WordPress
  • Subscriptions
  • A real-time, transparent dashboard
  • Same day/Next day settlement
  • Full card payment solution (POS, account and business debit card)
  • No contracts
  • State of the art card terminals
  • No hidden costs
  • No monthly or annual PCI charges
  • No per transaction authorisation fees
  • No minimum monthly charges
  • Low to zero acquiring charges when using a business Mastercard
  • The ability to export files for accounting and reconciliation

Worldnet has offered its payment gateway solutions throughout Europe and North America for the last 12 years, offering a service that is well-established and highly regarded. Their gateway solution is available to merchants operating the CBD and Hemp industry providing a secure, reliable way to process online card payments. Worldnet accepts online payments for CBD Oil and other products.

Worldnet provides a WordPress plugin that can be integrated with your website, however, the integration isn’t as easy or as quick as others on our list. Their plugin is also compatible with Shopify. Both plugins are PCI compliant and while Worldnet claim they offer subscription functionality, this has been problematic to integrate.

Integration guides are available in English and support is provided by their Support and Integrations Team in Dublin.

Worldnet makes it easy to access your funds offering a quick turnaround time on payments. Funds are automatically settled to the company’s business account on a daily basis so that if a payment is made on a Monday, the funds will be available in the company’s account by Wednesday morning. This is in comparison to other solutions where it can take 7-10 days for payments to reflect, with reserves of up to 10% also being held back for six months in some cases.

This solution is a good option for eCommerce CBD stores as the funds are available within a couple of days, and they also offer online banking with a dashboard that tracks processed transactions and it allows for the processing of full and partial refunds quickly and easily.

The Worldnet include:
  • WordPress & Shopify
  • Lower fees
  • Faster settlement of funds
  • No rolling reserves
  • Transparency
  • English language documentation
  • Dublin-based support team
Trust Payments

As a well-established payment gateway, Trust Payments operates with credibility and gives users the confidence to make purchases via their framework. Furthermore, their willingness to facilitate CBD-related transactions makes them a prime CBD payment gateway.

With over 20 years’ experience in the industry, Trust Payments started out as a payment gateway. Today, they operate as an omnichannel payments provider, with POS payment services, mobile payment facilities and in-store payment options sitting alongside their online CBD payment gateway.

Committed to finding creative solutions to complex problems and providing a customer-centric experience, Trust Payments are already well-known and well-used within the CBD community. Having identified the issues businesses and consumers were facing in relation to purchasing CBD products online, Trust Payments were quick to provide secure, reliable and convenient solutions.

Trust Payments actively encourage CBD vendors to talk to them about their needs. As a company that supports the CBD industry, they are familiar with the needs of merchants and eager to provide innovative solutions to support the growth of the sector.

The clear benefits of using Trust Payments include:
  • WordPress & WooComemrce Compatible. Not Shopify.
  • Wide variety of payment methods
  • Fast account setup
  • Exceptional reliability and virtually no downtime
  • 24/7 UK Based technical support
  • Tailored fees depending on your use

Want to contact Trust Payments to accept payments via your online CBD Store? Click here to find out more.

Paytriot Payments

Paytriot offers a payment solution for companies selling CBD Oil and Cannabis products (including subscriptions) that integrates with Shopify and WordPress/WooCommerce.
Paytriot is a London-based FCA-registered payments company, and they can help businesses accept payments from all over the world. They have three main ways of accepting payments: by taking online card payments, over the phone, and by setting up subscription payments. Thanks to these many ways of accepting payments, you will find that using Paytriot to accept your payments will help to open up your business to more customers based around the globe.

Their processing territories are all the countries within Europe, excluding Austria, Denmark, Finland, Malta, Portugal, and Slovakia, and they are proud of their growing presence in Spain & France.

Paytriot is also one of the few firms that will accept payments for CBD companies. Not all online payment merchants will work with CBD businesses, but Paytriot has already teamed up with around 300 of these kinds of companies. If you choose to use them, you will have full peace of mind knowing that you are working with a payment merchant that conducts their banking in the UK and are fully FCA registered.

Benefits of choosing Paytriot Payments
  • Shopify & WordPress/WooCommerce
  • Competitive Rates
  • No Rolling Reserve
  • Flexible Settlement Times
  • Online, Over the Phone & Subscription Payments Offered
  • Worldwide Payments Processed
  • Super Quick Set Up (72 hours)
  • UK Based Account Manager
  • FCA Registered Giving Peace Of Mind

You can read more about Paytriot in our blog post by clicking here or you can visit the Paytriot Payments website and contact them by clicking here.

WeTranxact LTD

With over 700 CBD clients and counting, WeTranxact has been a proud partner for CBD businesses since 2017.

We Tranxact Ltd is a Visa-approved, award-winning, Birmingham-based payments consultancy and brokerage. Their client base is primarily UK-based, and they help new and existing businesses with their debit and credit card processing facilities.

We Tranxact is unique in its ability to service any business covering the full range from no risk to high risk, thanks largely to the links that they have with over 100 card processors globally. Their explosive growth can be attributed to their reputation built on exemplary service and an established network of referral partners and recommendations.
They will ensure that each client’s website meets Visa and Mastercard requirements and that the website is ready to be presented to the merchant bank’s underwriters. This service includes a CBD Merchant Account with a payment gateway.

With links into many of the world’s top card processors, We Tranxact offers business owners a ‘whole of market’ solution. Over the last two years, they have helped hundreds of businesses, both online and offline, in the CBD industry with card acceptance services.

Benefits of choosing We Tranxact
  • New Starters Welcome
  • 3 – 4 Day Setup
  • Next-Day Settlement of Funds
  • WooCommerce & Shopify Options
  • Recurring and Subscription Payments Available
  • Fast Approvals
  • Card Machines for CBD Businesses
  • Low Fees
  • No Monthly Fees for WooCommerce
  • Honest and transparent with customers

You can read more about We Tranxact in our blog post by clicking here or you can visit the We Tranxact website and contact them by clicking here.


Nochex has been around for over 20 years, making them a well-established payment processor. They were one of the first off the mark when E-Cig businesses were starting up, helping to shape the future of the industry. Similarly, they’ve been active in CBD since it’s inception. They have a number of CBD banking relationships, as well as a fast, efficient onboarding process.

To be eligible for a Nochex account, you’ll need to be able to supply lab reports for your products, and Nochex payment processing solutions do not support Shopify.

Benefits of choosing Nochex
  • A quick on-boarding process, if approved you’ll hear back from them in 24 – 48 hours
  • Accept CBD start-ups
  • A Legal Opinion Letter is not required
  • A quick on-boarding process
  • You do not need to be a member of a CBD trade association
  • You can sell CBD vaping products
  • Integration with WordPress & WooCommerce
  • A dedicated UK-based account manager

You can read more about Nochex in our blog post by clicking here.

Axcess Merchant Services

Axcess Merchant Services was established in 2007 to help online businesses implement more effective payment solutions. They specialise in higher-risk merchant processing, including CBD companies.
In addition, they also offer solutions for lower risk (but higher turnover businesses) such as those in the retail and E-commerce sectors. They have access to the largest selection of banking partners in the UK that accept CBD sellers, offering online, instore, recurring and telephone payments.

Benefits of choosing Axcess
  • Dual banking where two banks can be used through the same gateway.
  • The ability to accept CBD vape sellers with some banks
  • A Legal Opinion Letter is may be required
  • Only accept businesses that process over £50,000 per month
  • Ability to process purchases throughout Europe in numerous currencies
  • Integrations with WordPress & WooComemrce
  • A dedicated UK-based account manager

You can read more about Axcess Merchant Services in our blog post by clicking here.